Traditional payment methods collected customer data on POS devices or central servers, becoming targets for massive hacks. Code Pay processes payment data decentralized on a per-transaction basis via terminal virtualization, meaning no central attack point exists. Large-scale data breaches are fundamentally prevented.
Instead of merchants extracting information, customers initiate approval requests directly from their own devices. This neutralizes physical card cloning and unauthorized transaction attempts at the process level, returning complete payment control to the customer to ensure transaction integrity.
Code Pay focuses on proactive prevention (Pre-FDS) rather than reactive detection. We capture anomalies immediately at the push of the payment button using 5-dimensional analysis.
